+4.7–6.2%Approval lift
Card tokens issued by Visa & Mastercard route with higher trust at the issuer level — and rotate automatically when the underlying card reissues.
VERA ADVOCATES · VON CONNECTS · VORA DELIVERS
Payments built
around your business.
Card acquiring, secure vaulting, recurring billing, and a multi-acquirer network — all from a single integration. Built around your business, not a one-size-fits-all processor.
ONBOARDINGLive in days
PCI-DSSLevel 1 attested
NETWORK6 tier-1 acquirers
UPTIME99.99%
// THE LIFT
Modern routing recovers revenue your stack is silently losing.
Network tokens, multi-acquirer routing, and lifecycle-managed vaulting compound into measurable approval-rate gains. Industry baselines below.
+8–12%Cumulative lift
VORA routes around high-friction acquirer BINs in real time. Stack on top of network tokens for compounding gains, not a tradeoff.
−15%Hard declines
Subscription merchants see lost / expired-card declines fall on the order of 15%. The network rotates the token without the merchant having to chase the customer.
Ranges reflect publicly reported card-network and acquirer benchmarks for tokenization and orchestration in subscription and high-risk merchant categories. Per-merchant results vary with vertical, BIN distribution, and existing gateway setup.
// UNDER THE HOOD
Three layers, purpose-built.
Onboarding, infrastructure, and execution are different problems. We built each one to fit the actual job — instead of bolting them onto one monolith and calling it a platform.
01 · VERA · CONVERSATIONAL
VERA: your payments concierge.
Tell Vera what your business does. She qualifies the vertical, captures the underwriting data, and routes you to the acquirer that fits — all in chat. No PDFs, no fax, no three-week black box.
Median 20 minutes from first message to signed application. Decisions in under two hours for low-risk vectors.
V
VERA · ONBOARDING SESSIONLIVE
V
Hey — I'm Vera. Tell me what your business does and I'll find the right processor for you. What are you selling?
DTC subscription supplements, $180K/mo, mostly recurring.
V
Got it — supplement DTC with recurring is a specialty vertical. I'll route you to two acquirers who price MIT and CIT correctly. Quick checks first:
FTC continuity disclosures present
Chargeback ratio under 0.6%
Vera is typing…
02 · VON · INFRASTRUCTURE
VON: our relationships, your reach.
VON is the network behind the gateway — six tier-1 acquirers, alternative rails, cross-border processors, and the risk teams who actually understand specialty verticals. One integration reaches all of it.
Continuity-billing, telehealth, supplements, marketplaces — verticals other processors decline land on the acquirer that says yes. New market, same integration.
VON CORE · 1 INTEGRATION → N RAILS
YOUR INTEGRATIONPOST /v1/sessions
▼
Acquirer AUS · CARD-PRESENT
Acquirer BUS · CARD-NOT-PRESENT
Acquirer CEU · SPECIALTY VERTICAL
Acquirer DUK · CONTINUITY
Cross-border railSEPA · OPEN BANKING
Alt railACH · WALLETS · BNPL
Add a market or vertical without writing a new integration. Connectivity is already there.
03 · VORA · EXECUTION
VORA: auth-rate maxxing.
VORA attempts the primary route, watches the response, reroutes on a soft decline — invisible to the buyer, in under two seconds. Recovered sales get a network token, so the saved card stays valid through reissues.
Multi-acquirer orchestration + vaulted-by-default tokenization. Most merchants see a 1–3% authorization-rate lift in the first quarter without lifting a finger.
CHARGE · $128.40 · VISA ••3492
1
Acquirer A · primary routeSOFT_DECLINE · 05 · 412ms
DECLINED▼
2
Acquirer B · failoverAPPROVED · 00 · 286ms
APPROVED▼
3
Vaulted as network token
VAULTED4242 4242 ···· 3492→vt_live_8KqL···w2P
Sale recovered · card survives reissuesTOTAL ROUNDTRIP · 1.42s · SAQ-A SCOPE
+$128// THE PATH TO LIVE
From application to first transaction in under a week.
No PDFs. No fax machine. No three-week underwriting black box.
STEP01
Chat through your application with Vera.
Tell Vera what your business does. She qualifies your vertical, captures the underwriting data, and matches you to the acquirer that fits — all in chat. Twenty minutes, not ninety.
STEP02
Underwriting decisions in hours.
Auto-decisioned for low-risk vectors; humans handle nuanced verticals. Either path, you get a real answer same-day, not a vague 'we'll be in touch.'
STEP03
One integration, every payment surface.
Hosted checkout, embedded fields, pay-by-link, recurring billing — all from the same SDK. Sample apps in Express, Flask, Next.js. Sandbox keys in 30 seconds.
STEP04
VORA keeps your auth rate climbing.
Multi-acquirer routing, network tokenization, smart retry on soft declines. Most merchants see a 1–3% authorization-rate lift in the first quarter without lifting a finger.
// BUILT FOR DEMANDING WORKLOADS
Get the most value from every transaction.
Production-grade reliability, scale, and performance — out of a payment stack that's actually been run by people who paid for the lessons.
99.99% uptime
Multi-region failover and built-in replication keep the API answering even when an issuer or upstream partner doesn't.
99.99%ROLLING 90 DAYS
0 incidents · 90 days
↑ 30bps over Q3
Multi-region failover
High-volume scale
From your first $10K month to nine-figure annual volume — the same architecture, the same SDK, the same support bench.
Sub-300ms latency
Routing decisions in single-digit milliseconds. Buyers feel a checkout, not a relay race between three vendors.
Predictable pricing
Interchange-plus, no shadow markup, no quarterly 'rate adjustments.' A real rate sheet you can audit on day one.
Expert account team
Underwriters, integration engineers, and an account manager who know your business — not a queue, not a chatbot escalation tree.
Audit-grade compliance
PCI-DSS Level 1, SOC 2 Type II, and a vault posture that drops your scope to SAQ-A on day one of the integration.
PCI-DSS L1
SOC 2 TYPE II
ISO 27001
GDPR READY
SAQ-A SCOPE
// BUILT FOR YOUR VERTICAL
Approved where other processors say no.
Specialty acquirers, vertical-specific underwriting, and risk teams who actually understand how your business runs. Pick yours.
// MERCHANTS WHO SWITCHED
Why founders move their volume to Von Pay.
No "trust us" — these are merchants who watched their authorization rates climb and their dispute hours fall.
ECOMMERCE · NUTRACEUTICALS
“Vera onboarded us in twenty minutes. Vora lifted approvals 2.3% in the first quarter. Night-and-day difference in our processing economics.”
John B.CFO · supplement DTC brand
SUBSCRIPTION · SAAS
“The vault changed our business model. Saved cards stay valid through reissues — peace of mind on every recurring charge.”
Erin G.Head of Ops · vertical SaaS
TELEHEALTH
“They understood our vertical. Other processors said no — Vera said 'here's the path, and here's an underwriter who fits.'”
Marcus T.Founder · telehealth platform
// READY WHEN YOU AREStop leaving auth rate
Stop leaving auth rate
on the table.
Talk to Vera, walk through your business in chat, and start integrating now.
→ INTERCHANGE-PLUS→ NO SHADOW MARKUP→ SAME-DAY DECISION