Payments for travel, ticketing, and premium experiences.

Common questions

What is deferred-fulfillment chargeback exposure?

Travel and event ticketing sell today for service rendered weeks or months later. The gap between sale and fulfillment creates an extended chargeback window — buyers dispute the charge for cancellations, force majeure events, or 'didn't recognize the charge' claims that surface long after the original purchase. The chargeback profile is fundamentally different from same-day eCommerce.

Do you support multi-currency settlement for international travel?

Yes. Multi-currency settlement across major card networks for international OTAs, tour operators, and global hotel direct-booking. Configurable FX handling and acquiring through specialized correspondent banks where the volume warrants.

Can you handle seasonal volume spikes?

Yes. Multi-acquirer routing distributes peak-season volume across multiple acquiring relationships, so spikes don't trigger single-bank velocity limits or temporary holds. Underwriting accounts for seasonality during initial setup so your reserves and limits reflect the actual annual pattern.

What happens to chargebacks on cancelled trips or events?

Standard chargeback management stack: Ethoca + Verifi alerts catch disputes before they file, 3DS2 authentication on first-time purchases, dispute representment workflow for the chargebacks that file. Plus: clear billing descriptors that match the booking platform, so 'didn't recognize the charge' disputes don't escalate.

Do you support buy-now-pay-later for high-ticket travel?

Yes — BNPL integration for high-ticket travel and premium experiences (luxury tours, destination weddings, high-end event packages). Affirm, Afterpay, and Klarna integration available where the ticket size and merchant profile fit.