Auth-rate
maxxing.
Orchestration. Tokenization. Vault. Three engines, one job — turning more attempts into approved revenue.
6
Tier-1 processors
142ms
P95 retry latency
$3.2B
Routed annually
VTS · MDES
Network-tokenized
Two engines, one platform.
Built for production day one.
01
Learn moreRouting
Dynamic auth routing across the tier-1 acquirer network. BIN-level intelligence picks the path most likely to approve. Soft-decline failover under 2s. Configurable per-vertical policy.
02
Learn moreVault
PCI DSS Level 1 storage. Network tokens via Visa Token Service + Mastercard MDES, on by default. Tokens survive card reissuance — stored credentials don't go stale.
Four checkout surfaces. One platform.
01 / Embedded
Inline card form
Card fields on your own page. Buyer never leaves your domain. Tokenize, or charge-and-save in one submit.
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02 / Hosted
VORA-hosted checkout
Redirect, tokenize, return. Lowest PCI scope, fastest path live.
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03 / Pay by link
Send-to-pay link
One-time hosted link, share by email or SMS. Zero buyer integration.
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04 / Orchestration
Auto-failover routing
Soft decline → retry on the next acquirer. 1.5s, invisible to the buyer.
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+6.2%
Approval lift
vs single-processor routing, 90-day benchmark
142ms
Retry latency, P95
recovering declines across the acquirer network
100%
Vaulted by default
every authorized card becomes a network token — automatic
$3.2B
Routed annually
across operators using VORA today
VORA in action
Click through every payment surface
Hosted checkout, embedded form, pay-by-link, multi-gateway orchestration — drive each one yourself before you write a line of integration code.
Multi-gateway orchestration
VORA tries the primary route first, auto-fails-over on a soft decline, and recovers the sale — all in under two seconds, invisible to the buyer. Stop losing revenue to issuer flaps.
Ideal for
High-volume merchants · platforms needing redundancy
VORA hosted checkout
Redirect the buyer to a VORA-hosted payment page; we tokenize the card and return a signed result to your server. Lowest PCI scope, fastest integration path — ship in days, not months.
Ideal for
E-commerce stores · marketplaces · platforms
Embedded payment form
Tokenized card fields rendered inline on your own page. Full UI control, the buyer never leaves your domain, and your PCI scope stays at SAQ-A.
Ideal for
SaaS apps · custom checkouts · CRM platforms
Send a payment link
Generate a one-time payment link from your dashboard or API, share it via SMS or email, and get paid asynchronously. Zero buyer-side integration required.
Ideal for
Service businesses · sales teams · B2B invoicing
VORA splits into two solutions.
The routing engine and the storage layer ship as two distinct purchase tracks — most merchants run both. Pick the entry point that matches what you're solving for first.
Payment Orchestration
Real-time failover, BIN-aware primary selection, risk-screened pre-auth. The transaction layer that turns more attempts into approved revenue.
Read more02 · The liftTokenization & Vaulting
Network tokens that approve at higher trust than raw PAN. The credentials layer that keeps your approval lift compounding through every reissue.
Read more// FURTHER READING
Operator's library — zero-fee orchestration
// POSITIONING
Zero-Cost Built-in Orchestration: How One Roof Eliminates the Markup
Why the platform fee disappears when orchestration and the acquirer network share a roof. The contract math, the decision framework, and where each model fits.
// ARCHITECTURE
The Architecture of Zero-Fee Payment Orchestration: How to Unify Routing and Acquiring
Single SDK, single tokenization graph, single settlement record — and an API latency budget under 300ms because the routing hop is internal, not third-party.
Routing intelligence,
vaulted by default.
Apply through VERA and get sandbox keys the day underwriting clears. Or book a 20-minute platform tour — live routing, vault, and disputes walked through by someone who's done it.
Two ways in
What happens next
Apply (5 minutes)
VERA collects business basics and routes you to the right acquirer.
Underwriting clears (~5 business days)
Sandbox keys issue immediately on approval — start integrating Day 1.
Live keys after KYC + contract
A platform engineer walks you through go-live and stays on call for week 1.