Real-time failover, BIN-aware primary selection, risk-screened pre-auth. Every charge takes the path of least decline.
Drop in your volume. We'll show you what a 2.8% lift looks like on your top line.
Based on a 2.8% authorization-rate lift — the industry-baseline midpoint for network tokenization plus multi-acquirer routing.
VORA reads the issuer response code and decides whether the decline is recoverable. If it is, the charge re-fires against the next-best route inside 2 seconds — the buyer never sees a failure screen.
Recoverable codes: 05, 51, 65, 91 — and a handful of vertical-specific ones. Hard declines (14, 41, 43) skip the retry.
The first-choice acquirer isn't the same one for every card. VORA scores routes per BIN range, region, and rolling success rate — so the path matches the cardholder.
Rules tunable per vertical: continuity, telehealth, marketplace splits each get the route their issuers approve best on.
3DS challenges only fire where they move the liability shift math. AVS, velocity, and device fingerprint screens run pre-auth, in our scope, never on your servers.
Chargeback alerts (Verifi · Ethoca) feed back into routing — high-risk BINs see stricter screening automatically.
Orchestration replaces a brittle single integration with an acquirer-agnostic layer. Same SDK, every processor underneath.
| Capability | Single gateway | Von Payments · VORA |
|---|---|---|
| Secure vault | None | PCI-DSS Level 1 |
| Tokenization | Manual | Network-level |
| Redundancy | None | Built-in |
| Failover | Manual retry | Automatic, mid-flight |
| Analytics | Per-processor | Unified view |
| Fraud tools | Bolted-on | Integrated stack |
| Add an acquirer | Months | Same day |
Every soft decline is recoverable revenue. Every expired card is a renewal you can save. Connect your processors and start orchestrating in days.